Financial Recovery Learning Program

A structured approach to rebuilding financial stability through practical strategies, real-world scenarios, and ongoing guidance from experienced financial professionals.

What This Program Actually Covers

We've designed this course around situations we've encountered repeatedly over fifteen years working with Australian households and small businesses.

You'll work through debt assessment frameworks, budget restructuring methods, and negotiation approaches that have helped people regain control. The content isn't theoretical—it's based on what actually works when you're dealing with creditors, managing cash flow gaps, or trying to rebuild credit ratings.

Classes run in cohorts starting September 2025, with enrolment opening in late July. We keep groups small because the discussion component matters as much as the structured lessons.

Financial planning materials and documentation on a workspace

How the Program Unfolds

Three connected phases over six months. Each builds on the previous, but we adjust pacing based on how participants are progressing.

1

Assessment Phase

We start by mapping your current financial situation without judgment. Most people find this clarifying rather than confronting.

  • Complete financial inventory methods
  • Priority ranking for debt obligations
  • Cash flow pattern analysis
  • Credit report interpretation
2

Strategy Development

Here's where you build a personalized recovery plan. We provide frameworks, but your specific circumstances shape the approach.

  • Restructuring existing obligations
  • Communication strategies for creditors
  • Income optimization opportunities
  • Emergency fund establishment
3

Implementation Support

The hardest part is maintaining momentum. This phase provides accountability and adjustment guidance as you execute your plan.

  • Monthly progress reviews
  • Obstacle troubleshooting sessions
  • Negotiation support for specific situations
  • Long-term maintenance planning

Who Teaches This Program

These aren't lecturers. They're financial counselors and advisors who've spent years helping people through difficult situations. They know what actually works because they've seen what doesn't.

Portrait of Henrik Vasiliev

Henrik Vasiliev

Lead Program Facilitator

Spent twelve years as a financial counselor before joining our team. Henrik's background includes working with community legal centers and has mediated between clients and creditors in hundreds of cases.

Portrait of Siobhan Kearney

Siobhan Kearney

Debt Strategy Specialist

Former bank lending officer who transitioned to financial recovery advocacy. Siobhan understands credit systems from the inside and teaches practical negotiation approaches that acknowledge how institutions actually operate.

Portrait of Amara Okonkwo

Amara Okonkwo

Budget Restructuring Advisor

Chartered accountant who specializes in household and small business cash flow management. Amara's approach combines technical precision with realistic adjustment strategies for people managing multiple financial pressures.

Program Details and Next Intake

The September 2025 cohort runs from 5 September through late February 2026. We meet weekly on Thursday evenings (online sessions) with monthly in-person workshops at our Sydney location.

  • Enrolment opens: 28 July 2025
  • Program commencement: 5 September 2025
  • Weekly sessions: Thursdays 6:30-8:30pm AEST
  • In-person workshops: Second Saturday monthly

Class size is capped at eighteen participants. We maintain a waitlist and typically offer an additional cohort starting in February if demand warrants it.

Register Interest for September Intake